I am a resident of Houston, Texas. I learned about the Infinite Banking Concept back in 2005 and became a passionate promoter of it. I own three policies(banks), and made it my mission to help interested individuals and families to set their own personal banking system. It is so unfortunate that people get stuck in the insurance part of the concept when the strength of it is in empowering the owner to control the environment in which he/she uses money. I am also very involved with Toastmasters in Houston TX.